Terms & Conditions

Last updated: February 2025

1. Acceptance of Terms

By downloading, installing, or using the Expense Tracker application ("App"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the App.

2. Description of Service

Expense Tracker is a personal finance management application that allows users to:

  • Track and categorize personal expenses and income
  • View financial statistics and reports
  • Set payment reminders
  • Export financial data
  • Sync data across devices (with account registration)

3. User Accounts

The App can be used without creating an account. However, to access cloud sync features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. User Data

You retain ownership of all financial data you enter into the App. We do not access, use, or share your personal financial data except as necessary to provide the services or as described in our Privacy Policy.

5. Acceptable Use

You agree to use the App only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the App in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to the App or its systems
  • Interfere with or disrupt the App's functionality
  • Reverse engineer, decompile, or disassemble the App

6. In-App Purchases

The App may offer premium features through in-app purchases. All purchases are processed through the respective app store (Apple App Store or Google Play Store) and are subject to their terms and refund policies.

7. Advertisements

The free version of the App may display advertisements. These ads are provided by third-party advertising networks. By using the App, you consent to the display of such advertisements.

8. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind. We do not guarantee that the App will be error-free, uninterrupted, or secure. The App is intended for personal finance tracking only and should not be considered financial advice.

9. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data or financial losses, arising from your use of the App.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes through the App or via email. Your continued use of the App after such modifications constitutes acceptance of the updated Terms.

11. Termination

We may terminate or suspend your access to the App at any time, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or the App.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Vietnam, without regard to its conflict of law provisions.

13. Contact Us

If you have any questions about these Terms, please contact us at:

Email: truongthanhcn12@gmail.com